UnionPay service opening time: December 2005
Local UnionPay service hotline: 866-567-5516
Using the Card in POS Terminals
Application Range
Merchants accepting UnionPay credit card with the prefix 62 in the U.S. cover clothing, jewelry, watches & clocks, restaurants, hotels, supermarkets and brand chain stores favored by most Chinese. In America, there are about 1.5 million merchants accepting UnionPay PIN based debit card.
According to the practice in the U.S., many merchants don’t put up the logo of a bankcard organization. Even though, merchants with a PIN keyboard all accept UnionPay PIN based debit cards. You can also ask the cashier whether you can use a PIN based debit card.
Accepted Cards
Credit cards with the prefix 62 (UnionPay logo is at the bottom right corner of the card face);
Debit cards with the UnionPay logo only (UnionPay logo is at the bottom right corner of the card face), including salary card, savings card, financial card, etc.)
Reminder: For holders of dual logo cards that cannot pay via the UnionPay network in the U.S., please select the RMB payment settled not via the UnionPay network if the merchants provide dynamic currency conversion service! It is recommended that the cardholder carry about the UnionPay debit card (UnionPay single logo card) to ensure the enjoyment of the various favorable treatments and services provided by the UnionPay network. As certain limits exist for credit card consumption, UnionPay debit cards are especially suitable for large luxury related transactions, as they are subject only to the limit of the balance of the card. Special Reminder: The upper limit of consumption set by the cardholder or issuer for security considerations may affect the transaction. In this case, the cardholder shall contact the issuers for a solution.
Merchant Characteristics
UnionPay merchants spread all over the United States, which are more concentrated in the major tourist cities frequently visited by Chinese tourists, e.g., New York, Los Angeles, San Francisco, Las Vegas, Honolulu, Hawaii, etc. The merchants can be classified into the national brand chain stores, duty-free shops, department stores, supermarkets, convenience stores, postal service and public transports, etc.
With the credit card merchant network expanding extensively in the American market, the American merchants accepting UnionPay credit cards with the prefix 62 have covered clothing, jewelry, watches & clocks, restaurants, hotels, supermarkets and brand chain stores favored by most Chinese such as BURBERRY, LV, COACH, GIORGIO ARMANI, GUCCI, TIFFANY, Sheraton, WALMART, HERTZ RENTAL and BURGER KING.
UnionPay debit cards can be used in nearly all the merchants with PIN input keyboards such as Macy’s, Apple Franchise Store, Best Buy, Costco, Target, etc. frequently visited by Chinese tourists. LV, Folli Folie, le Sportsac in Hawaii area, Van Cleef & Arpels, Cartier, Piaget, Omega, Tiffany, Polo and Guess on the Fifth Avenue of New York are waiting for your arrival! When you leave for home, the duty-free shops become the shopping paradise. The UnionPay PIN based debit cards can be used in duty-free shops (DFS) in Hawaii, Los Angeles, San Francisco, etc.. The duty-free shop in JFK Airport will be opened soon.
In the United States, many merchants allow the cardholders to swipe their cards by themselves. If you use UnionPay credit cards, please select “Credit” and if you use UnionPay debit cards, please select “Debit” to complete the transaction.
The cardholders can enjoy various privileges offered by UnionPay special merchants while using UnionPay cards, please pay attention to such discounts!
Card-Using Procedure
Please sign on the signature stripe at the back of your salary card and savings card. You just need to sign the receipt without having to input the PIN when using the UnionPay credit card in the United States; for the debit card, just input the PIN and there is no need to sign the receipt.
Some of the American merchants will ask “Credit or debit?” when accepting a card. Cardholders should give the correct answer accordingly and the cashier will choose the card accepting means.
Special Reminder: When using the UnionPay credit card with the prefix “62” in American merchants, cardholders only need to sign the receipt without inputting the PIN, whether they have created a transaction PIN or not.
Relevant Charges
No commission fee charged for overseas card-using.
For RMB settlement, UnionPay will convert the amount of local currency for consumption into that of RMB, and the bank will deduct that amount from the cardholder’s RMB account accordingly.
The exchange rate shall be subject to USD selling price of the day of the Bank of China.
ATM Cash Withdrawal
Application Range
At present, nearly 90% of the ATMs across the US accept CUP cards. The cardholders can withdraw cash from all of the ATMs bearing the logo
