Russia’s territory spans form Europe to Asia and is the largest country in the world. Its capital is Moscow, and the currency is Ruble. Russian is the official language inside the Russian Federation, but every republic has the right to set its own national language which will be used together with Russian inside the republic. Most of Russian’s land lies in North Temperate Zone, so Russia has distinctive four seasons and a long and cold winter which usually lasts for 6 months.
Russia’s main tourist sites include Moscow, St. Petersburg, Black Sea Recuperation Area, cities along the Volga River and the coastal borderland. Moscow’s major tourist sites include the Red Square, Kremlin Palace, Arabat Street, the Triumph Square and the New Virgin Cemetery. Major shopping sites include GUM Department Store (National Department Store), TsUM Department Store (Central Department Store) and Arabat Street.
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UnionPay service opening time: November 2006
Local UnionPay service hotline: 007-9264800318
Using the Card in POS Terminals
Application Range
Merchants with the UnionPay logo all accept UnionPay cards.
Accepted Cards
All UnionPay cards, including dual currency cards.
Reminder: When using dual currency cards, cardholders are recommended to ask the cashier to choose the UnionPay network, so as to ensure the enjoyment of the various favorable treatments and services provided by the UnionPay network. Due to the purchase limits for credit card consumption, it is recommended to use UnionPay debit cards for large luxury related transactions, as they are subject only to the limit of the balance of the card.
Relevant Charges
No commission fee charged for overseas card-using.
Compared to other bankcard networks, the 1%-2% currency conversion fee is exempted when withdrawing cash via the UnionPay network. UnionPay will convert the amount of local currency withdrawn into that of RMB, and the bank will deduct that amount from the cardholder’s RMB account accordingly.
ATM Cash Withdrawal
Application Range
Currently, nearly 20,000 ATMs all over Russia accept the withdrawal of Russian roubles with UnionPay cards (some ATMs can also be used to withdraw US dollars). These ATMs are located in transportation hubs and living areas such as airports, hotels, supermarkets and drugstores in dozens of cities including major cities like Moscow, St. Petersburg, Vladivostok, Chita and Khabarovsk.
UnionPay cards cannot be used for over the counter transfer and cash withdrawal while abroad.
Accepted Cards
All UnionPay cards, including dual currency cards.
Reminder: Cardholders are recommended to use the UnionPay debit card for cash withdrawal while abroad since overdraft interest will occur when using a credit card.
How to Identify ATMs that Accept UnionPay Cards?
Apart from the UnionPay logo, cardholders can also identify the ATMs through the following labels of banks and institutions:
Many ATMs that accept UnionPay cards have Chinese interface installed.
Cash Withdrawal Procedure
In some banks the card will be returned before cash is given and in others vice versa.
Charges and Cash Withdrawal Limits
For ATM cash withdrawals with UnionPay cards while abroad, follow the stipulations set by relevant state authorities: The daily accumulative withdrawal amount of foreign currency per UnionPay debit card shall not exceed the equivalent of RMB 10,000. Please consult the issuing bank for the daily cash withdrawal limits of the UnionPay credit card.
Certain amount of commission fee will be charged by the issuing bank for cash withdrawal while abroad. Please consult the issuing bank for more details on specific rates, the times of cash withdrawal each day with a single card, withdrawal limit per time, accumulative cash withdrawal limit, etc.
Compared to other bankcard networks, the 1%-2% currency conversion fee is exempted when withdrawing cash via the UnionPay network. UnionPay will convert the amount of local currency withdrawn into that of RMB, and the bank will deduct that amount from the cardholder’s RMB account accordingly.
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