Located in Western Asia and the southeast of Transcaucasia, the Republic of Azerbaijan is bounded by the Caspian Sea to the east, Iran to the south, Russia to the north and Georgia and Armenia to the west. Occupying an area of 86,600 km2 and with a population of 9,000,000, the country is abundant with oil and cotton.
Baku, the capital of Azerbaijan, is one of the largest ports in the Caspian Sea area and also the biggest city in Transcaucasian region. It has an area of 2,192 km2 and a population of nearly 3,000,000. Baku is an ancient city with a long history, which boosts many a places of interests, such as the Synyk-Kala Minaret and Mosque (11th century), Maiden’s Tower (Giz Qalasi) built in the 12th century, Divankhana stone pavilion (13th century), Shirvan Shahs (15th century) and the well preserved 17th-century palace of the khans.
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At present, UnionPay cards can be used at local ATMs based on the cooperation between UnionPay and the Royal Bank of Azerbaijan. UnionPay cardholders can withdraw U.S. dollars and the local currency Azerbaijani Manat (AZN) at ATMs with the Royal Bank logo using their UnionPay cards. The ATM has English, Russian and Azerbaidzhan interfaces.
UnionPay service opening time March 2011
Local UnionPay service hotline
N/A
Using the Card in POS Terminals
N/A
Relevant Charges
For ATM cash withdrawals with UnionPay cards while abroad, follow the stipulations set by relevant state authorities: The daily accumulative withdrawal amount of foreign currency per UnionPay debit card shall not exceed the equivalent of RMB 10,000. Please consult the issuing bank for the daily cash withdrawal limits of the UnionPay credit card.
Certain amount of commission fee will be charged by the issuing bank for cash withdrawal while abroad. Please consult the issuing bank for more details on specific rates, the times of cash withdrawal each day with a single card, withdrawal limit per time, accumulative cash withdrawal limit, etc.
Compared to other bankcard networks, the 1%-2% currency conversion fee is exempted when withdrawing cash via the UnionPay network. UnionPay will convert the amount of local currency withdrawn into that of RMB, and the issuing bank will deduct that amount from the cardholder’s RMB account accordingly in a timely manner.
ATM Cash Withdrawal
Application Range
Currently, all ATMs of Royal Bank in Azerbaijan can perform the withdrawal of local currency Azerbaijani Manat (AZN) or U.S, dollars with UnionPay cards.
The UnionPay card can’t be used to make transfer or withdraw cash in over the counter in overseas market yet.
Accepted Cards
Bank cards with the UnionPay logo.
Reminder: Cardholders are recommended to use UnionPay debit cards abroad since overdraft interest will be charged when withdrawing cash with credit cards.
How to Identify ATMs that Accept UnionPay Cards?
ATMs that have the UnionPay logo, RoyalBank logo 
on the machine or screen can all accept UnionPay cards.
For addresses of more ATMs, please login the website of Royal Bank http://www.royalbank.az
Chinese Interface
Currently, English/Russian/Azerbaidzhan interfaces are available.
Cash Withdrawal Procedure
The card will be returned before cash given for most ATMs. Please follow the instructions on the screen.
Charges and Cash Withdrawal Limits
For ATM cash withdrawals with UnionPay cards while abroad, follow the stipulations set by relevant state authorities: The daily accumulative withdrawal amount of foreign currency per UnionPay debit card shall not exceed the equivalent of RMB 10,000. Please consult the issuing bank for the daily cash withdrawal limits of the UnionPay credit card.
Certain amount of commission fee will be charged by the issuing bank for cash withdrawal while abroad. Please consult the issuing bank for more details on specific rates, the times of cash withdrawal each day with a single card, withdrawal limit per time, accumulative cash withdrawal limit, etc.
Compared to other bankcard networks, the 1%-2% currency conversion fee is exempted when withdrawing cash via the UnionPay network. UnionPay will convert the amount of local currency withdrawn into that of RMB, and the issuing bank will deduct that amount from the cardholder’s RMB account accordingly in a timely manner.
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