Occupying an area of about 36,000 square kilometers (14,400 square miles), Taiwan Island is located to the southeast of the Asian Continent and is separated from Fujian Province by the Taiwan Strait. To its northeast are the Ryukyu Islands, and the Philippines lie to its south, Thanks to its highly developed transportation network, Taiwan is not only the transportation hub of the Asia Pacific Region, but also an easily-accessible tourist resort.
The various historical backgrounds lead to a diversified development of culture and race in Taiwan, which allows south Fujian people, Hakka people and many aboriginal peoples to co-exist and flourish here. As for languages, Mandarin is the primary language of Taiwan, and the south Fujian dialect (commonly known as "Taiwanese") can also be used as many habitants here are South Fujian people. Besides, the Hakka dialect of Hakka people (with a relatively small population) and those dialects unique to the aboriginal peoples are still used today. English is the most commonly used foreign language in Taiwan. The religions here include Buddhism, Taoism, Christianity and Islamism. Apart from the traditional faiths of Taiwan, some foreign religions are also accepted. Following a uniform pattern and incorporating a variety of craftsmanship, the religious constructions like temples showcase the spectacular visual beauty, as well as the combination of thoughts and belief through art. Furthermore, Taiwan is dubbed as the “Heaven of Gourmet” as you can find any kind of food and local specialties here. The diversified architectural styles, delicious local specialties and many other local customs will make your visit memorable for a lifetime, and of course, lead to further visits in the future.
For climate, Taiwan’s annual average temperature is about 22℃，with the lowest level at 12-17℃ (54- 63℉). The warm and comfortable climate here all year around makes it a perfect destination for tourists. As for natural ecology, all the scenic spots typical of different countries in Taiwan have many kinds of special topographic landscapes, with the main tourist attractions including the Taroko National Park (Gorge), the Yangmingshan National Park (Tatun Volcano Group), the Alishan National Scenic Area (Taiwania cryptomerioides), and the Sun Moon Lake Scenic Area. Moreover, tourists to Taiwan will always find surprises as the island is surrounded by the sea and rich in marine ecology.
The shopping districts in Taipei, Taizhong, and Kaohsiung are fully-fledged, which can satisfy the needs of various tourists.
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Business opening time of China UnionPay August 2009
Local Service Hotline: 00801-863-287
Using the Card in POS Terminals
Application Range
Merchants with the UnionPay logo can accept the UnionPay cards. Some merchants may not indicate the UnionPay logo, but cardholders can show their UnionPay cards and inquire of the cashier whether or not they are accepted.
Merchant Characteristics
Currently, Taiwan's UnionPay merchants are mainly featured by goods shops attractive to tourists, such as the 101 Viewing Platform, SOGO Department Store, and Taipei National Palace Museum.
Accepted Cards and Relevant Procedure
The bankcards with a CUP logo.
Warm tips: In the case of using dual-currency cards, it is suggested that the cardholder actively require the cashier to select CUP network so as to ensure enjoying the benefits and preferences of CUP network. There is a certain consumption limit for the credit cards; therefore, for the large-amount consumption of luxuries and the like, it is suggested to use the CUP debit card. The debit card consumption is only limited by the account balance (except for the consumption limit set by individuals).
Relevant charges
In the case of CUP card consumption at the merchant, the cardholder does not need to pay the commission charges.
If the CUP network is selected for consumption, 1% - 2% of currency conversion fees will be waived compared with other bankcard networks. The local monetary amount of consumption will be converted into RMB amount according to the market rate of exchange, and will be timely deducted by the issuers from the RMB account of the cardholder.
ATM Cash Withdrawal
Application Range
UnionPay cards can be used in most of Taiwan's ATMs. All the ATMs located in Taipei National Palace Museum, Taipei 101, Sun Moon Lake, Alishan Mountain, Taroko and other scenic attractions, which are frequently visited by mainland tourists, as well as those located in the convenience stores such as 7-ELEVEN and the Family, have been opened. As soon as a UnionPay cardholder finds an ATM posted with a UnionPay logo, they can use the UNIONPAY card for cash withdrawals and balance inquiries. Currently there’re totally 26 financial institutions having opened the ATM acceptance business, including: Bank of Taiwan, Land Bank of Taiwan, Cooperative Bank, First Commercial Bank, Hua Nan Commercial Bank, Chang Hwa Commercial Bank, Taipei Fubon Bank, Shanghai Commercial and Savings Bank, Cathay United Commercial Bank, Kaohsiung Bank, Mega International Commercial Bank, Taiwan Business Bank, Taichung Commercial Bank, Taiwan Shin Kong Commercial Bank, Bank SinoPac, E. Sun Commercial Bank, Taishin International Bank, "China Trust Commercial Bank," Standard Chartered Bank, HSBC (Taiwan) Commercial Bank, Bank of Panhsin, Yuanta Commercial Bank, Cosmos Bank, Far East Bank, Commonwealth Bank and the Chunghwa Post.
Locations of Major Accepted ATM of Each Bank:
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Bank Name
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Introduction of main accepted network
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Bank of Taiwan
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Mainly located in business outlets of Taiwan international airports, department stores, and Taiwan banks
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Land Bank of Taiwan
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Mainly located in business outlets of Land Bank of Taiwan
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Taiwan Cooperative Bank
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Mainly located in the branch outlets of the Cooperative Bank
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First Bank
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Mainly located in Taipei Grand Hotel and business outlets of First Bank
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HuaNan Bank
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Mainly located in the branch outlets of HuaNan Bank, supplemented by convenience stores
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Chang Hwa Bank
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Mainly located in business outlets of Chang Hwa Bank
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Shanghai Commercial and Savings Bank
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Mainly located in the convenience stores and the business outlets of Shanghai Commercial and Savings Bank
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Taipei Fubon Bank
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Mainly located in Taiwan High Speed ??Rail, Taipei 101 tourist attractions, McDonald's, Hi-Life convenience stores and the business outlets of Taipei Fubon Bank
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Cathay United Bank
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Mainly located in all the Taipei MRT stations, and the branch outlets of Cathay United Bank
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Bank of Kaohsiung
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Mainly located in Kaohsiung International Airport and the business outlets of Bank of Kaohsiung
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Commerzbank AG
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Mainly located in Taiwan’s international airports and the business outlets of Mega International Commercial Bank
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Enterprise Bank of Taiwan
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Mainly located in the business outlets of the Enterprise Bank of Taiwan
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Taichung Bank
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Mainly located in the business outlets of Taichung bank
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Shin Kong Bank
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Mainly located in Carrefour, OK convenience stores, and the business outlets of Shin Kong Bank
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Taishin Bank
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Mainly located in the Family, Hi-Life, OK Convenience Stores, and the business outlets of Taishin Bank.
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Sovereign Bank
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Sovereign Bank’s outlets cover the province, mainly located in the greater Taipei area
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E. Sun Bank
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Located in the branch outlets of E. Sun Bank
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"the industrial and commercial bank"
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Mainly located in 7-11 convenience stores, and branches of "China Trust" equipped with ATMs
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Standard Chartered Bank
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Mainly located in the department stores such as Taipei 101 and business outlets of Standard Chartered Bank
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HSBC (Taiwan) Commercial Bank
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Mainly located in the HSBC branches
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Bank of Panhsin
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Mainly located in the business outlets of Bank of Panhsin
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YuanDa Commercial Bank
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Branches of B&Q stores, Chang Gung Memorial Hospital, Siluo rest stops, Taiwan University, Eslite Xinyi Stores and the business units of YuanDa Bank, as well as branches of YuanDa Securities
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Cosmos Bank
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Mainly located in the business outlets of Cosmos Bank
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Far East Bank
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In addition to ATMs in the branches, it’s mainly located in the SOGO Department Store, Far Eastern Department Store, and AiMai Shopping Center
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Commonwealth Bank
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In addition to ATMs in the branches, mainly located in the Carrefour shopping center, and Kaohsiung MRT stations
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Chunghwa Post
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Covers the urban and rural areas, famous scenic spots and Islands
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UnionPay cards cannot be used for the counter transfer and cash withdrawal at abroad.
Accepted Cards
All cards with the "UnionPay" logo, including dual currency cards.
Warm tips: The overdraft interest shall be paid for the withdrawal with credit cards; therefore, it is suggested that the cardholder use CUP debit card for the withdrawal abroad.
How to identify the ATMs that may accept CUP cards
If it is a standard CUP card
Chinese Interface
Chinese and English interfaces
Cash Withdrawal Procedure
Operation Sequence in Chinese
Charges and Cash Withdrawal Limit
According to the competent department regulations, the upper limit of cash withdrawals at Taiwan ATMs by using a UnionPay card is RMB 10,000 (the equivalent NT amount will be adjusted depending on the exchange rate) per card per day; the upper limit of cash withdrawals at Taiwan ATM by using a UnionPay card is NT 20,000 per card each time. The limit for cash advance of the UnionPay credit card is relatively low, for details, consult the issuing bank.
In case of cash withdrawal by using a UnionPay card in Taiwan, the issuing bank will charge a certain interchage fee at the specific rates. Please contact the issuing bank.
Cash withdrawal by the UnionPay network is free of currency conversion fee of 1% -2% of the amount. UnionPay will convert the withdrawn NT amount in the current day into the amount of RMB, based on which the issuing bank will directly deduct from the cardholder's RMB account, so that the cardholder can be freed of the trouble and loss of purchasing foreign exchange for repayment.
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1. From April 1, 2011 to March 31, 2012, when a UnionPay cardholder spends a total of NT 15,000 in a single shop of Taiwan Shin Kong Mitsukoshi, the cardholder may receive a jar of loose Oolong tea and a commemorative tea jar by presenting their UnionPay cards, bills and invoices. (For details of the event, please refer to the on-site advertising of the store)
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