Zambia is a landlocked country located in the middle and south of Africa. It is bordered by Tanzania to the northeast, Malawi to the east, Mozambique to the southeast, Namibia and Zimbabwe to the south, Angola to the west, and Democratic Republic of the Congo (Zaire) to the north. The most Zambia is a plateau with elevation ranging from 1,000 and 1,500 m. The terrain slides from northeast to southwest. Zambia is divided into five regions in light of physiognomy: the Rift Valley in the northeast, the Katanga Plateau in the north, the Kalahari Basin in the southwest, the highlands of Luangwa and Malawi in the southeast and the Luangwa River Basin in the middle. With an elevation of 2,164 m, Mafinga Hills on the northeastern border are the highest around the nation. It boasts of world-famous Victoria Falls and nineteen national wildlife zoos, among which Kafue National Park covers the largest area. Zambia also has 32 Game Management Areas. In recent years, its tourism industry is growing fast.
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Tips for using cards in Zambia
Business opening time of UnionPay December 2009
Local UnionPay service hotline None for the time being
POS bankcard consumption
This business has not been opened for the time being.
ATM withdrawal
Serviceable range
At present, the ATMs of Standard Chartered Bank may accept the withdrawal and balance inquiry with UnionPay cards.
Cards to be accepted
The bankcards with UnionPay logo.
Warm tips: The overdraft interest shall be paid for the withdrawal with credit cards; therefore, it is suggested that the cardholder use UnionPay debit card for the withdrawal abroad.
How to identify the ATMs that may accept UnionPay cards
The ATMs with UnionPay logo 
or the logo of Standard Chartered Bank logo 
may accept UnionPay cards.
Chinese and English interfaces
At present, the ATMs are only installed with English interfaces.
Charges and withdrawal limit
l For the withdrawal on ATMs with UnionPay cards abroad, according to the stipulations of the national competent department, the daily accumulated withdrawal with a single UnionPay debit card shall not exceed the foreign currency equivalent to RMB 10,000. For the daily limit of withdrawal with UnionPay credit cards, please consult the issuers.
l The issuers will charge certain commissions. For the specific rates, times of withdrawal with a single card in one day, limit of withdrawal each time, accumulated withdrawal limit and the like, please consult the issuers.
l If the UnionPay network is selected for the cash withdrawal, 1% - 2% of currency conversion fees will be waived compared with other bankcard networks. The local monetary amount withdrawn will be directly converted into RMB amount according to the market rate of exchange, and will be timely deducted by the issuers from the RMB account of the cardholder.
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