Gambia is located in Western Africa, which borders the Atlantic to the west. It is poor in resources and economically underdeveloped. It mainly relies on tourism followed by entrepot trade and agriculture. Tourism is its pillar industry. The tourist season starts from November to March of the next year. The tourists mainly come from Europe, most of whom come from Northern European countries. Tourism has also boosted the local hospitality industry. Hotels, bars and restaurants gather along the coast and area is ablaze with lights and bustling with noise and excitement every night. The entrepot trade mainly relies on the customs duties collected on the container transshipment at the seaport. However, as the neighboring countries continue to lower their customs duties and Gambia increases the customs, Gambia has lost its advantages as a low-duty port, resulting in serious drop in cargo transportation and recession in the market of Banjul. Gambia mainly bases its agriculture on the cultivation of rice and corn. However, the land utilization rate is rather low because the local residents are indolent. As a result, a large tract of land is left unused and deserted, and the limited cultivated land is only planted in rainy seasons. Therefore, Gambia is not self-sufficient in food supply and mainly relies on import.
Return
Tips for using cards in Gambia
Business opening time of China UnionPay December 2009
Local CUP service hotline None for the time being
POS bankcard consumption
This business has not been opened for the time being.
ATM withdrawal
Serviceable range
At present, the ATMs of Standard Chartered Bank may accept the withdrawal and balance inquiry with CUP cards.
Cards to be accepted
The bankcards with CUP logo.
Warm tips: The overdraft interest shall be paid for the withdrawal with credit cards; therefore, it is suggested that the cardholder use CUP debit card for the withdrawal abroad.
How to identify the ATMs that may accept CUP cards
The ATMs with CUP logo 
or the logo of Standard Chartered Bank (SCB) 
may accept CUP cards.
Chinese and English interfaces
At present, the ATMs are only installed with English interfaces.
Charges and withdrawal limit
l For the withdrawal on ATMs with CUP cards abroad, according to the stipulations of the national competent department, the daily accumulated withdrawal with a single CUP debit card shall not exceed the foreign currency equivalent to RMB 10,000. For the daily limit of withdrawal with CUP credit cards, please consult the issuers.
l The issuers will charge certain commissions. For the specific rates, times of withdrawal with a single card in one day, limit of withdrawal each time, accumulated withdrawal limit and the like, please consult the issuers.
l If the CUP network is selected for the cash withdrawal, 1% - 2% of currency conversion fees will be waived compared with other bankcard networks. The local monetary amount withdrawn will be directly converted into RMB amount according to the market rate of exchange, and will be timely deducted by the issuers from the RMB account of the cardholder.
Return
